IVA free advice was introduced in 1986 to clear the debts in 5 years by the help of an insolvency practitioner and professionals. The monthly payments start at ?250-?300 and upper limit depends on the debt. Minimum debt should be ?15000 with 3 lenders at least. The interest is frozen and 75% of the lenders should agree with the contract to get started with IVA.
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