I Can't Pay My Credit Cards!

Visa spent $600 million last year in advertising so that you can still be in debt. There's a reason why most of us out there can only pay minimum payments on our credit cards each month. And it's not because we're irresponsible consumers (though that does play a small part), but there is a grand design that has been schemed to keep us not only in debt, but in debt our entire life span.
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